Risk Disclosure Statement
For Precious Metals Purchases & Investment Activities
At JY Case Group, Inc., we believe in transparency, integrity, and informed decision-making. Precious metals can be an important part of a diversified financial strategy—but like all investments, they carry inherent risks. This Risk Disclosure Statement is provided to help you fully understand those risks before buying, selling, or storing gold, silver, or other precious metals through our company.
1. Market Risk
Precious metal prices are highly volatile and can move rapidly due to global economic conditions, currency fluctuations, geopolitical events, inflation trends, interest rates, and market speculation. Your metals may increase or decrease in value at any time, sometimes significantly and without warning. We do not guarantee profits or price appreciation.
2. No Guaranteed Returns
Past performance is not a predictor of future results. No representative of our company is authorized to promise or imply guaranteed earnings, fixed returns, or risk-free investing. All decisions to buy or sell precious metals should be made based on your own judgment, financial situation, and risk tolerance.
3. Liquidity Risk
While gold and silver are widely traded, market conditions can affect liquidity. Certain products—such as numismatic or collectible coins—may not be as easy to liquidate quickly or at prices equal to or above the purchase price.
4. Premiums & Fees
Precious metals often include premiums above spot price, which may vary based on market demand, product scarcity, manufacturing costs, and market conditions. These premiums may not be recoverable if you choose to resell your metals. Storage fees, shipping fees, insurance, and other costs may also apply depending on the services you choose.
5. Physical Ownership Risks
Owning physical metals includes potential risks such as:
• Loss or theft if metals are stored improperly
• Damage from environmental conditions
• Storage limitations and associated costs
• Insurance limitations depending on coverage selected
If you choose to store metals yourself, you accept all associated responsibilities and risks.
6. Third-Party Storage & Depository Risks
If you choose depository storage or third-party custody, your metals may be held by a provider that is not affiliated with our company. While we strive to work with reputable institutions, we cannot guarantee the performance, policies, or solvency of third-party storage providers.
7. Counterparty & Supply Chain Risks
Delays in product availability, shipping, or mint production may occur due to market volatility, supply chain disruptions, or refinery backlogs. In rare instances, specific items may be discontinued or substituted with comparable alternatives.
8. Regulatory & Tax Considerations
Precious metals transactions may carry tax implications, including capital gains taxes. Tax laws vary by jurisdiction and may change over time. We do not provide tax, legal, or financial advice. Clients should consult qualified professionals regarding their specific situation.
9. Diversification Considerations
Precious metals should be considered one component of a broader investment or savings strategy. Over-concentration in any single asset class can increase financial risk.
10. Personal Responsibility
By purchasing precious metals, you acknowledge and agree that:
• All investment decisions are your own
• You understand the risks involved
• You have the financial ability to bear potential losses
• No verbal or written statement from our company should be interpreted as personalized financial advice
11. “Not Financial Advice” Notice
Our company provides general educational information only. We do not act as a financial advisor, fiduciary, investment manager, or tax professional. Any decisions to buy, sell, trade, or store metals are made solely by the customer.
12. Acceptance of Risk
By using our website, speaking with our representatives, or purchasing precious metals from us, you acknowledge that you have read, understood, and accepted this Risk Disclosure Statement.